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Equipment Breakdown Coverage for Your Home, Do You Need It?

Equipment Breakdown Coverage for Your Home, Do You Need It?

Our homes are where we grow our families and shape our lives. Naturally, you do a lot to protect your home, from choosing only the best contractors for those home improvements to selecting the right homeowners policy. You care for it, do all the right upkeep and maintenance to keep it looking its very best. Unfortunately, even the most well-maintained homes can suffer from a...

5 Practical Tips for Your Hurricane Season Travels

5 Practical Tips for Your Hurricane Season Travels

Traveling during hurricane season presents unique challenges, including unpredictable weather and potential disruptions. Proper preparation and insurance coverage are essential to safeguard your trip and finances. Ensuring you’re well-prepared can mitigate risks and provide peace of mind. As we enter hurricane season, remember the following practical tips to help you travel safely and stress-free, ensuring your journey remains smooth and enjoyable despite potential weather-related obstacles....

Ladder Safety Tips: How to Choose the Right Ladder and Climb it Safely

Ladder Safety Tips: How to Choose the Right Ladder and Climb it Safely

When it comes to home maintenance, not every task happens at eye level. So whether you’re changing a light bulb or cleaning your gutters, a ladder is often needed to bring your project within reach. You may not think of these jobs as particularly dangerous, but there’s risk involved any time you leave the ground – even if it's only a few feet. In fact, according to...

What to Include in a Car Emergency Kit

What to Include in a Car Emergency Kit

Stranded, cold, and hungry along the highway is no way to reach your destination. A well-stocked emergency roadside kit could help you get back on the road quickly—or at least remain safely stranded. Pre-assembled kits are available to purchase, but you might want to assemble your own or customize a purchased kit. Consider including the following items: The Basics Cell phone and car charger, with...

What to Expect if You Outlive Your Life Insurance Beneficiary

What to Expect if You Outlive Your Life Insurance Beneficiary

Life insurance provides financial support to beneficiaries upon the policyholder’s death. If you outlive your beneficiary, the policy’s benefits won’t be distributed as initially planned. If you outlive your beneficiary, update your policy by naming a new beneficiary or adjusting the policy to reflect your current wishes. Regular reviews and updates to your life insurance are essential to maintain its relevance. Choosing Your Beneficiaries A...